Privacy Policy

Introduction

Welcome to https://inheritance-tax-in-south-africa.insuranceandinvestmentnews.com (hereafter referred to as “we,” “us,” or “the Company”). We are committed to protecting your privacy and ensuring the security of your personal data. This comprehensive Privacy Policy explains our practices regarding the collection, usage, and disclosure of information from our website visitors, users, and subscribers.

Scope

This policy covers all aspects of our online presence, including but not limited to our official website, mobile applications, online services, and products offered under the domain https://inheritance-tax-in-south-africa.insuranceandinvestmentnews.com. It’s crucial to understand that this Privacy Policy does not extend to third-party websites, apps, or services linked from our platform, as they operate independently and are subject to their respective privacy policies.

Processing Activities

Our policy governs your interactions with us in the following scenarios:

Using our applications and services as an authorized user.
Visiting any website associated with this Privacy Policy.
Subscribing or unsubscribing from our newsletters, emails, phone calls, or text messages (SMS).

Personal Data Collection

We collect various types of personal information to enhance your experience and provide tailored services:

Account Information: Details required for creating and managing user accounts.
Payment Information: Secure processing of financial transactions, including credit/debit card details.
Financial Information: Data related to investment portfolios, savings goals, or other financial matters discussed on our platform.
Purchase Information: Records of products or services bought through our platform.
Mobile Device Identifiers: Unique identifiers from your mobile device for analytics and personalization.
Location Data: Geographic information to provide location-based services (with user consent).
Feedback and Reviews: Submitted comments, ratings, and reviews to improve our services.
Social Media Information: Details obtained when users choose to connect their social media accounts.
Product Interest: Information about products or services that you express interest in on our platform.

We gather this data through various means, including direct user input, automatic tracking technologies (such as cookies and pixel tags), and third-party service providers.

Cookies

We employ cookies to enhance your browsing experience and provide valuable insights for improvement:

Strictly Necessary Cookies: Ensure basic functionality of our website, like login sessions.
Preference Cookies: Remember user preferences and settings to personalize content.
Analytics Cookies: Track website usage statistics to understand user behavior and improve performance.

Users have the option to manage their cookie choices through our Cookie Manager, allowing them to control non-essential tracking.

Retention and Deletion

The duration for which we store personal data depends on various factors, including legal requirements and the purpose for collection:

Data required for operational purposes is retained as long as necessary to fulfill those purposes.
Personal information used for analytics or marketing may be stored for a period of up to two years after your last interaction with us.
We regularly review and delete data that is no longer needed, ensuring compliance with applicable laws.

Security Measures

We prioritize the protection of user data through robust security measures:

Employing industry-standard encryption protocols for secure data transmission.
Engaging reputable third-party processors who adhere to strict privacy standards.
Implementing physical, technical, and administrative safeguards to prevent unauthorized access.

Children’s Privacy

We are committed to protecting the privacy of children under 18 years old. Our services do not knowingly collect or solicit personal information from minors. If you believe we have collected such data by mistake, please contact us immediately using the details provided below.

Your Rights

Depending on your location and applicable laws, you may have various rights regarding your personal data:

Access and Rectification: The right to access and update or correct your personal information.
Erasure (Right to be Forgotten): Requesting the deletion of your data under certain circumstances.
Restriction: Limiting our use of your data in specific situations.
Data Portability: Obtaining a copy of your data in a structured, commonly used format.
Objection: Opposing the processing of your data for specific purposes.
Non-Discrimination: The right to be free from unfair treatment due to exercising your privacy rights.

To exercise these rights or file an appeal/complaint, please contact our dedicated privacy team via the channels provided in this policy.

Changes to Policy

We reserve the right to update or modify this Privacy Policy at any time. Any changes will be effective immediately upon posting on our website, and we encourage users to review this page periodically for the latest information.

Contact Information

For any questions related to privacy, data management, unsubscription requests, or general inquiries, please contact us:

Email: contact@inheritance-tax-in-south-africa.insuranceandinvestmentnews.com
Address: [Provide postal address]

We appreciate your trust in our company, and this Privacy Policy demonstrates our dedication to protecting your personal information.